Title Loans Lockport
Frequently Asked Questions

How do I know my information will be safe if I apply for a loan?

Your information stays with us because we are the direct lender of the loan and do not distribute your private information to multiple lenders. Our loan application on our website is 100% secure and we will never share or sell your information because we value your privacy and your business. We know we can’t sacrifice one for the other, so we will never give away your information to anyone outside of our company.

What does Title Loans Lockport use to determine how much money I can borrow?

You will be asked to provide us with the make, model, year, mileage, and other additional upgrades or features of your vehicle when you complete the pre-approval application. Judging from all of your information you provide, we will determine the amount of money to loan, which will be anywhere from $1,500 all the way to $4,000.

Do I need just a car to apply?

We will accept all cars, pickups, vans, and suvs from 1999 or more recently, however we will NOT accept motorcycles or commercial cars or trucks.

What if I don’t have good credit, can I still apply?

That’s what makes us great, because we’re able to offer loans for people with bad credit even though most banks and financial institutions will not. You can have horrible credit or the best credit in the world and still get a loan. We will only check your credit to be certain that you are not filing for bankruptcy now and that you aren’t in credit counseling.

How long before I have to pay back Title Loans Lockport?

For our loans that are more towards $4,000, we will give up to 36 months to repay the loan, and for loans that are more towards $1,500, we will give up to 24 months to repay the loan. When you are contacted by one of our loan agents, they will tell you your approved loan amount and how long you have to pay us back.

How fast does this whole procedure take?

The preapproval application takes a couple of minutes, and during regular hours you can be approved within one or two hours. It’s a short ride to Joliet at our affiliate location and signing all paperwork there will only take 15 minutes or so. However, if you apply outside of regular hours, you will get your title cash within 24 hours or less.

And then when can I get my car’s title?

We’ll give you a release of the loan when the loan is paid off and you can either attach that to your car title or have the Secretary of State issue you a new title.

If you still have questions regarding auto title loans, call us day or night any time at 888-700-7505 and our operators will answer your questions. Or you can try using our free online chat that you can access from our home page!

Si todavía tiene preguntas acerca de los préstamos título del auto, llámenos de día o de noche, en todo momento en el 888-700-7505 y nuestros operadores responderán a sus preguntas. O puede probar a usar nuestra línea libre de la charla que se puede acceder desde nuestra página de inicio!